Interest-free period change for VIP Loan and Simple Earn fixed

Starting at 08:00 am UTC on April 2, 2026, the interest-free period for VIP Loan repayments will be extended from 3 days (72 hours) to 5 days (120 hours).

As VIP Loan borrowers, if you repay the loan more than 120 hours before maturity, you will be charged an extra prepayment fee equivalent to 100% of the residual interest. If you repay in the last 120 hours before maturity, remaining interest for the number of full hours until maturity won’t be charged.

As Simple Earn fixed users, if your order is terminated due to early repayment more than 120 hours before the scheduled term ends, you’ll receive 100% of the remaining interest as compensation. However, if early repayment occurs within the final 120 hours before term-end, interest won’t be charged for the remaining hours until maturity.

OKX team