Example: When a user borrows money at 14:55, user interest is not recorded at this time. At 15:00, the user's interest is calculated through liabilities. At 15:00, interest deduction occurs. If the user pays off the borrowed currency at 14:57, interest will not be accrued. The link of Borrowing data： https://www.OKX.com/balance/report-center/unified/borrowing-data/interest-rate-and-limit 3.

For example, if you borrow crypto at 10:55 pm UTC, interest isn’t recorded. At 11:00 pm UTC, interest is calculated and deducted. However, if you repay the liability at 10:57 pm UTC, no interest is generated. For more details, refer to Interest calculation. Forced Repayment There might be scenarios where user-based forced repayment or platform-based forced repayment is triggered and assets are sold to repay liabilities. For more details, refer to Forced repayment.