Paying bills with crypto used to mean selling everything first, waiting for bank transfers, then maybe paying rent two days later.
@yanngerardi from @mtpelerin talks about giving people actual IBANs tied to their wallets so you can just... pay for stuff directly.
Timestamps:
00:00 - Intro
02:12 - Why self-custody matters
04:25 - Onboarding via mobile wallet
06:15 - Education vs UX for new users
07:50 - Launching personal IBAN accounts
10:20 - Fees structures
12:12 - Tokenized share & user incentives
13:53 - Supporting EUR, USD, CHF stablecoins
16:00 - IBAN proxy and payment use cases
18:26 - Growing European user base
20:02 - Roadmap: card, yield, global growth
22:10 - Onramp trends and payment flows
26:48 - User insights: investing, DeFi & payments
28:19 - Five-year vision: payments, adoption, access
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